Have you ever wondered if it would be worth it to cash out your 401(k) plan to pay off debt? Many people think about doing this, so you’re not alone. First, congratulations for wanting to lower your debt and for starting to think of creative ways...
It’s practically every kid’s dream to go to Disney World at least once in their lives, right? But it sure comes with a hefty price tag. How can a regular family on a regular budget make Disney World happen? With some planning and researching, you can...
Have you ever considered tapping into your retirement funds when money gets tight? If so, you’re not alone. It’s hard to see that money sitting there when you could really use it, right? However, before you borrow or withdraw money from your retirement plan, you need...
Social Security is a benefit many of us look forward to when we near retirement. We can’t wait to start collecting monthly payments to help us retire comfortably after we’ve finished working. But claiming Social Security for women can be tricky, and whether you’re married,...
We live in one of the most wonderful yet challenging times on this planet. There are so many things pulling on our attention, from career and family responsibilities, to household needs and improvements, to paying bills, and technology changes. Add to the mix a sick,...
There can be a lot of confusion when it comes to understanding the different types of investments available today, but it’s important so that you can make the best choice for you and your financial situation. You definitely want to understand how the different options...
1. What is a Revocable Living Trust? A Revocable Living Trust is a popular alternative to wills and other estate planning tools. A Revocable Living Trust helps you maintain control of your assets while you are living and will determine who gets your property upon your...
A Power of Attorney is a legal document created by an individual, known as the principal, which grants another individual, known as the agent, to act on behalf of the principal’s personal, business, and financial matters. Power of Attorney documents is an important tool in the...
We are supposed to look forward to our retirement years as a time to relax, to enjoy family, friends, travel, and maybe to volunteer. We don’t want to have to worry about living expenses and hope that our retirement plan or 401(k) will suffice so...
As you go to work day in and day out, it can seem like retirement will never arrive. You may wonder if your paycheck deductions for your 401(k) or your contributions to your IRA are worth it. After all, you could really use that money...
