Insurance, Travel, & Tax

13 Tips to Get Out of Credit Card Debt

Credit card debt affects the majority of people across the nation, and credit card companies love to target young women with credit card deals, dragging many into debt before they turn 21. With all of these tricks that are targeted toward young women, how are......

Where Should My Investments Be Held?

There are so many different kinds of investments out there that it can make your head spin. And you want to make the right decision for your financial future, but with your friends telling you one thing and your family telling you another, how can......

How to Set Investment Goals and Reach Them

Do you consider yourself a goal setter? Some people love to set goals and find it very motivating whereas others find goal setting to be very intimidating or overwhelming. Either way, if you fail to plan, you’re really planning to fail. And the truth is,......

What is an Annuity, and Do I Need One?

So, you’re wanting to make some changes in your portfolio or to begin investing your money wisely, and you’ve heard of annuities, but you’re not really sure what they are or if you even need one. Maybe you’ve also heard that annuities are the best......

7 Practical Tips for Starting an Emergency Fund

Everyone knows that it’s a good idea to have an emergency fund, right? And it makes sense. Life is full of unexpected surprises, and having some money tucked away and readily accessible is incredibly helpful when you have unplanned situations arise. Why you need an......

What to Do When Your Retirement Account Values Are Dropping

No one likes to see their accounts losing value, but honestly, it’s a normal part of investing. You have to take the gains with the losses because that’s just part of the “game.” But what if your retirement accounts values are dropping and you’re beginning......

Do I Really Need a Financial Advisor?

Probably just about everyone has asked themselves this question at one time or another. Maybe you’re nearing retirement and feeling a little overwhelmed with all the decisions, or perhaps you’re in your twenties, and you want to make sure that you’re setting yourself up for......

What Happens to My IRA if I die?

So, you’re smart enough to open up an Individual Retirement Account (IRA) to prepare for the time you will retire, but what if you don’t live long enough to collect your entire benefit? This isn’t a fun subject to discuss, but it’s important so that......

What is the Difference Between Term and Whole Life Insurance

This is a common question people ask when considering life insurance options. And it can get a little confusing trying to determine which choice is best for you and your family. You know that it’s the responsible thing to do, and you want to make......